Buying Flood Insurance

Your insurance agent is the best source of flood insurance information. You can learn more about this important topic at www.floodsmart.gov.

Understand that homeowners insurance does not cover flooding. Because of this, your lender is required to determine if you need to buy a separate flood policy. A mortgage lender has the authority to select flood insurance on behalf of the borrower and add the cost to their monthly payment. However, a borrower typically has the option to purchase flood insurance on their own.

If you areinterested in learning more about flood insurance, or purchasing flood insurance,weencourage youto contactyour insurance agent.

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